Personally, the answer is “a lot.” That’s why I ended up spending money to upgrade my sleeping situation – sometimes, frugality isn’t the answer!
Sometimes, things come out of left field and ruin a perfectly balanced month of budgeting. This was one of those times.
These personal finance podcasts are ones that really helped me when I was just getting started writing about money.
One strategy I used to cut down on my spending was to cut way down on my magazine consumption, because it was showing me a ton of things I “needed” to buy.
While I was trying hard to find new ways to save, I made sure to be extra-frugal about everything – including festival attendance. Here’s everything I did to make it happen.
If you have some basic Photoshop or image editing skills, you can DIY a surprising amount of wall art that looks totally professional, for super cheap.