by Desirae Odjick | Oct 11, 2017 | Budgeting, Housing, Saving
One of my most “controversial” opinions is that you should treat your house as a place you live, not an investment… because it’s not. That doesn’t mean you can’t buy a house if you want one, though. You just need to do these things first.
by Desirae Odjick | Jul 19, 2017 | Budgeting, Housing, Spending
We bought a lot of things when we moved into our new house. Like… a LOT of things. Here’s everything that was definitely worth it, and that we’d buy again, and what we’d skip if we had a do-over.
by Desirae Odjick | Jun 8, 2017 | Budgeting, Housing, Insurance
Listen, planning to give up all the stuff you like, FOREVER, just to afford a house is a bad plan. You will cave eventually, and you will be miserable in the meantime. Here is how to balance your budget for both—your house and the stuff you love.
by Desirae Odjick | Jun 1, 2017 | Budgeting, Housing, Insurance
If you’re buying a home (in Canada), you’ll need to be really careful about planning for CMHC and other closing costs. I mean, you’ll have closing costs anywhere, sure, but these ones are what you need to watch out for here!
by Desirae Odjick | May 30, 2017 | Housing, Lessons Learned, Lifestyle
There’s a lot of pressure out there to omg-buy-a-house-ASAP… but it turns out, you can be a successful human who will retire just fine even if you never own property. Here’s a few of the ways people will convince you to buy, and how to reply if you’re just not ready yet (or ever).
by Desirae Odjick | May 25, 2017 | Housing, Lessons Learned, Spending
If you’re gearing up to get pre-approved for your first mortgage (yay! so exciting!) here’s what you’ll need to know to make the process totally smooth and stress-free.