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You Can Buy a House Even If It’s Not a “Good Investment”

You Can Buy a House Even If It’s Not a “Good Investment”

by Desirae Odjick | Oct 11, 2017 | Budgeting, Housing, Saving

One of my most “controversial” opinions is that you should treat your house as a place you live, not an investment… because it’s not. That doesn’t mean you can’t buy a house if you want one, though. You just need to do these things first.

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Everything That Was and Was Not Worth Buying For Our New House

Everything That Was and Was Not Worth Buying For Our New House

by Desirae Odjick | Jul 19, 2017 | Budgeting, Housing, Spending

We bought a lot of things when we moved into our new house. Like… a LOT of things. Here’s everything that was definitely worth it, and that we’d buy again, and what we’d skip if we had a do-over.

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How to Budget for a New House (Without Giving Up Everything You Like)

How to Budget for a New House (Without Giving Up Everything You Like)

by Desirae Odjick | Jun 8, 2017 | Budgeting, Housing, Insurance

Listen, planning to give up all the stuff you like, FOREVER, just to afford a house is a bad plan. You will cave eventually, and you will be miserable in the meantime. Here is how to balance your budget for both—your house and the stuff you love.

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6 Key Things You Need to Know About CMHC And Closing Costs

6 Key Things You Need to Know About CMHC And Closing Costs

by Desirae Odjick | Jun 1, 2017 | Budgeting, Housing, Insurance

If you’re buying a home (in Canada), you’ll need to be really careful about planning for CMHC and other closing costs. I mean, you’ll have closing costs anywhere, sure, but these ones are what you need to watch out for here!

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You Don’t Need to Buy a House

You Don’t Need to Buy a House

by Desirae Odjick | May 30, 2017 | Housing, Lessons Learned, Lifestyle

There’s a lot of pressure out there to omg-buy-a-house-ASAP… but it turns out, you can be a successful human who will retire just fine even if you never own property. Here’s a few of the ways people will convince you to buy, and how to reply if you’re just not ready yet (or ever).

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How to Get Pre-Approved For a Mortgage (Even If You Have No Idea Where to Start)

How to Get Pre-Approved For a Mortgage (Even If You Have No Idea Where to Start)

by Desirae Odjick | May 25, 2017 | Housing, Lessons Learned, Spending

If you’re gearing up to get pre-approved for your first mortgage (yay! so exciting!) here’s what you’ll need to know to make the process totally smooth and stress-free.

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Whether your idea of luxury is a dog, a house clea Whether your idea of luxury is a dog, a house cleaner or an epic vacation, there are still some ground rules that can give you a very clear answer about whether or not you can afford it.

Check out our blog to learn more on prioritizing your spending.

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When you’re house hunting, working to find the r When you’re house hunting, working to find the right real estate agent is important. Lay the proper groundwork well ahead of time when you’re thinking about buying a house—no matter where you are. 

To learn more on finding the right real estate agent for you, check out our blog!

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The Registered Retirement Savings Plan (RRSP) is l The Registered Retirement Savings Plan (RRSP) is like the TFSA’s older, more complicated, more obsessed-with-the-tax-system sister, which is why we put together this millennial’s guide to the RRSP.

Check out our blog to learn more!
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