Saving MORE MONEYSaving money is the key to that thing you want to do, whether it's buying a house or taking a year off work to travel. Here's how to save more money, no matter what your current income is.
If you want to save more money, you’re in the right place.
After spending almost four years writing about money—mostly with the goal of figuring out how I was going to save enough to do the things I wanted to do, like save a five-figure down payment for a house or save up for a wedding—I’ve read pretty much everything out there about savings tips, and tried just about every tool pitched to help you save more of your hard-earned cash. Here are the best tools and tips out there to help you save more and hit your goals ASAP.
Best tools to save more money
Online savings accounts that pay 1.70% interest with an easy-to-use interface, unlimited Interac e-transfers, and custom goal setting.
A prepaid Visa card with built-in features to help you save more automatically. Earn an extra 1% cashback for 90 days with code HALFBANKED.
If you’re saving money, in an ideal world, you won’t spend it… but we don’t always live in an ideal world. This is a real-world approach to keeping your savings where you want them: in your bank account.
I never thought that saving an extra $25 a month would have a big impact on my retirement… except it turns out, it really, really does. Here’s the tool I used to figure it out.
Ever wish you could go back in time and like, buy Apple when they were just starting? You can’t, but there is something you can do today that’s basically the same thing.
If you’ve got money goals, there’s going to come a day when you don’t end up hitting them. Don’t worry – it’s not the end of the world, and you can actually use it to get better at money.
The one thing that can really throw a wrench in your monthly budget? Irregular expenses. Whether it’s an insurance payment, a medical purchase, a vet bill or something else entirely, here’s how to plan for them so you can handle them with ease.
If you’re thinking of buying a house, you’re probably doing the back-and-forth battle between saving more (to avoid CMHC fees) and buying earlier. Here’s how much you actually need to save for a downpayment.
You don’t have to commit tons of time to make a big impact on your money. Here are five quick wins you can score in under an hour.
I don’t do regular updates anymore, but when I did, this was a big one: I finally managed to save half my income. Here’s how I did it, and what I spent money on.
Back when I still did spending recaps, this was a look at how one month (specifically, February) went in terms of my spending and saving.
Even if you don’t ever read this post, the answer is no. Here’s why not.
If you’re just getting started with investing, does how much you save matter more than your investment returns? I found out by accident.
Even if it’s not the new year right now, you can still give yourself the gift of a fresh start – with your money or any of your other goals.
If you’re considering using your line of credit as an emergency fund, here’s what to think about before making that call.
If you understand this one concept, and how you fit into it, you’ll have a much easier time switching up your money habits.
If you’re aiming for a new money goal, you need to look at how your habits do (or don’t) support that goal.
There’s a lot of talk about how saving “more” than the recommended amount can help you retire early – but it can help you do a whole lot more than that too.
No matter how free something is, if it doesn’t also hit this one criteria, you shouldn’t accept it. Period.
If you have a pet, do you need a pet emergency fund? This post breaks down the pros and cons, and the strategy I’m using to make sure my dog is totally covered.
Getting fired kind of sucks. Getting fired sucks way less when you know how you’re going to pay your rent even if you aren’t getting a paycheque.
Sometimes, things come out of left field and ruin a perfectly balanced month of budgeting. This was one of those times.