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Spending, saving, the dread pirate budgeting, all that good stuff. And yes, it'll be fun—promise.
3 Easy Ways to Decide How Much House You Can Afford

3 Easy Ways to Decide How Much House You Can Afford

I can’t be the only person who has spent a lot more time scrolling real estate listings on my phone during the pandemic. Now, in my case it’s purely recreational; we love our house and we especially love Not Moving. But daydreaming about moving to a gorgeous stone...

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Should I Increase My Credit Limit?

Should I Increase My Credit Limit?

The easy answer to this question would be a HARD NO. My dad’s warnings about overspending still echo in my head like the Ghost of Christmas Past. But honestly? It depends. When I got my first credit card a couple years ago, I didn’t really care what my limit would be....

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Does Your Credit Score Really Matter?

Does Your Credit Score Really Matter?

Like most questions in personal finance, this one has a short answer, a much longer answer and in the end it really just depends. To kick things off with the short answer, yes, your credit score matters — but there are some pretty big caveats here. When it comes to...

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What Is a Good Credit Score in Canada for a Mortgage?

What Is a Good Credit Score in Canada for a Mortgage?

If you’re planning to get new digs anytime soon, you’ll need to look good for a lender. I mean, real good. First off, you’ll need a lucrative job and big bucks in the bank, especially if you want to buy in a city like Toronto. (A friend of mine recently conceded that...

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