Let's talk about money.

Spending, saving, the dread pirate budgeting, all that good stuff. And yes, it'll be fun—promise.

Should I Increase My Credit Limit?

The easy answer to this question would be a HARD NO. My dad’s warnings about overspending still echo in my head like the Ghost of Christmas Past. But honestly? It depends. When I got my first credit card a couple years ago, I didn’t really care what my limit would be....

Does Your Credit Score Really Matter?

Like most questions in personal finance, this one has a short answer, a much longer answer and in the end it really just depends. To kick things off with the short answer, yes, your credit score matters — but there are some pretty big caveats here. When it comes to...

What Is a Good Credit Score in Canada for a Mortgage?

If you’re planning to get new digs anytime soon, you’ll need to look good for a lender. I mean, real good. First off, you’ll need a lucrative job and big bucks in the bank, especially if you want to buy in a city like Toronto. (A friend of mine recently conceded that...

I’m Never Going to Have a Perfect Credit Score — and That’s OK

I don’t have a perfect credit score. That sentence sounds like I might be admitting something truly dark and terrible, right? But here’s the thing: After five years of writing about my finances, I can confidently say I’ll never have a perfect credit score — and you...

Tips for Frugal Freshmen From a Senior Who’s Been There

Freshman year is a big leap from high school. You’re officially an Adult, and you’re expected to do Adult Things — like managing your own finances. But few 18-year-olds are really prepared for how quickly your money can vanish into nothingness, whether you’re living...

Managing Your Money Online: How to Do It Safely, From Home

Global pandemic or not, your time is valuable—and I think it’s safe to say we’re all being a bit more cautious about the number of errands we’re running and the people we’re seeing right now. Who knows how long we’ll continue to think twice about errands that used to be just a regular Saturday, you know?